|
|
|
2001 |
2002 |
2003 |
2004 |
2005 |
2006 | 2007 | 2008 |
|
|
At Year End Million Taka |
||||||||
|
Total Loans and Advances |
6260.78 |
7957.04 |
9282.20 |
12000.15 |
15339.35 | 19000.00 | 22263.35 | 27269.13 | |
|
Total Investment |
870.36 |
1566.61 |
1883.42 |
2252.96 |
4540.55 | 8212.23 | 13560.92 | 15653.2 | |
|
Total Assets |
9721.93 |
13019.42 |
14766.32 |
19436.57 |
27136.37 | 29417.09 | 38773.91 | 46651.53 | |
|
Total Deposits |
7512.62 |
10021.24 |
11266.54 |
15509.18 |
22325.58 | 24084.65 | 31947.98 | 38368.23 | |
|
Long-term Debt |
582.82 |
676.51 |
690.95 |
839.61 |
937.51 | 830.06 | 1385.81 | 1708.4 | |
|
Total Shareholder's Equity |
761.35 |
1012.89 |
1199.79 |
1491.27 |
1726.14 | 2239.00 | 2596.58 | 2982.60 | |
|
Financial Ratios (Percentage) |
|||||||||
|
Capital Adequacy Ratio * |
12.49 |
13.20 |
12.57 |
12.49 |
11.66 | 11.98 | 12.91 | 12.02 | |
|
Capital fund to deposit Liabilities |
10.13 |
10.13 |
10.11 |
10.65 |
10.47 |
10.34 | 9.23 | 7.81 | |
|
Liquid Assets to Total Deposit |
51.47 |
51.47 |
54.80 |
51.05 |
50.56 |
40.42 | 49.10 | 47.70 | |
|
Loan to total Deposit |
83.34 |
79.40 |
82.39 |
77.37 |
69.74 | 78.89 | 69.69 | 71.07 | |
|
Earning Assets to Total Deposit |
118.01 |
119.20 |
121.10 |
116.70 |
114.56 | 112.99 | 109.70 | 114.69 | |
|
After tax return on Average Assets |
2.45 |
2.21 |
1.70 |
1.70 |
1.23 | 1.94 | .83 | 1.30 | |
|
Net Profit to Gross Income |
20.51 |
19.49 |
15.17 |
16.48 |
12.81 | 19.31 | 7.97 | 10.87 | |
|
|
Interest Margin Cover |
173.91 |
191.07 |
210.87 |
205.07 |
214.56 | 211.72 | 176.80 | 137.08 |
|
Return on Equity (after tax) |
28.06 |
28.36 |
21.37 |
21.27 |
17.75 | 27.82 | 11.70 | 19.68 | |
|
Industrial Loans including Micro Enterprises to Total Loans |
63.14 |
63.00 |
59.16 |
62.21 |
67.00 | 53.43 | 56.73 | 59.32 | |
|
Non performing Loans to Total Loans |
3.67 |
5.12 |
4.25 |
3.70 |
4.55 | 3.70 | 3.25 | 4.59 | |
|
Salary & Allowances Per Unit Million Taka |
|
|
|||||||
|
Deposit (Tk. 100m) |
1.34 |
1.18 |
1.27 |
0.98 |
1.01 | 1.01 | |||
|
Advance (Tk. 100m) |
1.61 |
1.48 |
1.54 |
1.27 |
1.47 | 1.47 | |||
|
Per Employee Million Taka |
|||||||||
|
Deposit |
15.12 |
19.65 |
21.54 |
26.83 |
37.15 | 37.15 | |||
|
Advance |
12.60 |
15.60 |
17.75 |
20.76 |
25.52 | 25.52 | |||
|
Profit |
0.72 |
0.85 |
1.06 |
0.91 |
1.45 | 1.45 | |||
|
Earnings Analysis Million Taka |
|||||||||
|
Total Income |
1041.76 |
1290.66 |
1558.52 |
1768.85 |
2228.00 | 2228.00 | |||
|
|
Total Operating Expense |
685.73 |
856.15 |
1004.85 |
1241.63 |
1599.56 | 1599.56 | ||
|
Profit before Tax |
356.12 |
434.51 |
553.67 |
527.22 |
628.44 | 628.44 | |||
|
Income Tax |
142.45 |
182.97 |
317.28 |
235.74 |
342.94 | 342.94 | |||
|
Net Profit after Tax |
213.67 |
251.55 |
236.39 |
291.48 |
285.49 | 285.49 | |||
*Based on
risk-weighted assets. The Bank has been calculating the ratio since 1996.
