1989-1992 | 1993-1996 | 1997-2000|
Seventeen Years of BASIC Bank (2001-2005)
|
Progress at a glance |
2005 |
2004 |
2003 |
2002 |
2001 |
![]() |
||
|
From the Balance Sheet (Million Taka) |
||||||||
|
Authorized Capital |
2,000.00 |
2,000.00 |
2,000.00 |
500.00 |
500.00 |
|||
|
Paid-up Capital |
810.00 |
675.00 |
450.00 |
300.00 |
300.00 |
|||
|
Reserve and Surplus |
916.14 |
816.23 |
799.29 |
712.90 |
461.39 |
|||
|
Shareholders' Equity |
1,726.14 |
1,491.23 |
1,249.29 |
1,012.90 |
761.35 |
|||
|
Fixed Assets |
135.78 |
101.41 |
73.49 |
76.68 |
65.73 |
|||
|
Total Assets |
27,136.37 |
19,436.57 |
14,766.32 |
13,019.42 |
9,721.93 |
|||
|
Deposits |
22,325.58 |
15,509.18 |
11,266.54 |
10,021.24 |
7,512.62 |
|||
|
Long- term Debt |
937.51 |
839.61 |
690.95 |
676.51 |
582.82 |
|||
|
Loans and Advances |
15,339.35 |
12,000.15 |
9,282.20 |
7,957.04 |
6,260.78 |
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||
|
Placement & Investment |
10,236.82 |
6,098.51 |
4,361.93 |
3,988.76 |
2,605.23 |
|||
|
From the Income Statement (Million Taka) |
||||||||
|
Gross Income |
2,228.21 |
1768.85 |
1,558.52 |
1,290.66 |
1,041.76 |
|||
|
Gross Expenditure |
1,599.77 |
1,241.63 |
1,004.85 |
856.15 |
685.64 |
|||
|
Profit before Tax |
628.44 |
527.22 |
553.67 |
434.51 |
356.12 |
|||
|
Profit after Tax |
285.49 |
291.48 |
236.39 |
251.55 |
213.67 |
|||
|
Tax Paid (Cumulative) |
1,777.70 |
1,434.76 |
1,199.02 |
881.73 |
698.76 |
|||
|
Others (Million Taka) |
||||||||
|
Import Business |
14,094.96 |
12,508 |
9,882.80 |
8,645.00 |
7,542.80 |
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||
|
Export Business |
11,097.23 |
7,908 |
6,933.90 |
5,557.60 |
5,957.90 |
|||
|
Financial Ratios (Percentage) |
||||||||
|
Capital Adequacy Ratio |
11.66 |
12.49 |
12.57 |
13.20 |
12.49 |
|||
|
Capital Fund to Deposit Liabilities |
10.36 |
10.47 |
10.65 |
10.11 |
10.13 |
|||
|
Liquid Assets to Deposit Liabilities |
58.01 |
50.36 |
51.05 |
54.80 |
51.47 |
|||
|
Loan to Deposit Liabilities |
69.74 |
77.37 |
82.39 |
79.40 |
83.34 |
|||
|
Earning Assets to Deposit Liabilities |
114.56 |
116.70 |
121.10 |
119.20 |
118.01 |
|||
|
After Tax Return on Average Assets |
1.23 |
1.70 |
1.70 |
2.20 |
2.45 |
|||
|
Net Profit to Gross Income |
12.81 |
16.48 |
15.17 |
19.35 |
20.51 |
|||
|
Interest Magin Cover |
214.56 |
205.07 |
210.87 |
187.00 |
173.91 |
|||
|
After Tax Return on Equity |
17.75 |
21.27 |
20.90 |
28.18 |
28.06 |
|||
|
SMI/SSI Loan and |
|
|
|
|
|
|||
|
Micro Credit to Total Loan |
67.00 |
62.21 |
59.16 |
63.00 |
50.18 |
|||
|
Number of Branches |
27 |
27 |
26 |
26 |
25 |
|||
|
Number of Employees |
601 |
578 |
523 |
510 |
497 |
|||
Seventeen
Years
of
BASIC
Bank
(1997-2000)
![]()
|
Progress at a glance |
2000 |
1999 |
1998 |
1997 |
![]() |
||
|
From the Balance Sheet (Million Taka) |
|||||||
|
Authorized Capital |
500.00 |
500.00 |
500.00 |
500.00 |
|||
|
Paid-up Capital |
240.00 |
160.00 |
80.00 |
80.00 |
|||
|
Reserve and Surplus |
457.77 |
424.43 |
394.48 |
258.34 |
|||
|
Shareholders' Equity |
697.77 |
584.43 |
474.48 |
338.34 |
|||
|
Fixed Assets |
51.11 |
37.83 |
41.96 |
36.39 |
|||
|
Total Assets |
7730.67 |
7,173.17 |
5620.57 |
4350.14 |
|||
|
Deposits |
5,845.15 |
5,647.93 |
4,551.48 |
3,541.60 |
|||
|
Long- term Debt |
555.98 |
368.85 |
344.61 |
273.29 |
|||
|
Loans and Advances |
4,618.73 |
3,960.11 |
3,218.90 |
2,630.90 |
![]() |
||
|
Placement & Investment |
2,462.17 |
2,021.19 |
2,040.72 |
1,395.59 |
|||
|
From the Income Statement (Million Taka) |
|||||||
|
Gross Income |
877.48 |
794.59 |
591.64 |
440.46 |
|||
|
Gross Expenditure |
573.30 |
528.01 |
364.73 |
268.83 |
|||
|
Profit before Tax |
304.18 |
266.58 |
226.91 |
171.63 |
|||
|
Profit after Tax |
173.34 |
159.95 |
136.15 |
94.61 |
|||
|
Tax Paid (Cumulative) |
556.31 |
425.47 |
318.84 |
228.08 |
|||
|
Others (Million Taka) |
|
|
|
|
|||
|
Import Business |
7,948.00 |
7,391.10 |
7,208.20 |
7,017.56 |
|||
|
Export Business |
5,557.00 |
5,060.30 |
4,420.20 |
3,754.87 |
|||
|
Financial Ratios (Percentage) |
|
|
|
|
|||
|
Capital Adequacy Ratio |
15.30 |
14.27 |
14.01 |
12.45 |
|||
|
Capital Fund to Deposit Liabilities |
11.94 |
10.34 |
10.42 |
9.55 |
|||
|
Liquid Assets to Deposit Liabilities |
59.52 |
59.09 |
62.29 |
59.58 |
|||
|
Loan to Deposit Liabilities |
79.02 |
66.71 |
66.81 |
69.86 |
|||
|
Earning Assets to Deposit Liabilities |
117.74 |
85.34 |
115.56 |
113.69 |
|||
|
After Tax Return on Average Assets |
2.33 |
2.50 |
2.73 |
2.28 |
|||
|
Net Profit to Gross Income |
19.75 |
20.45 |
23.01 |
21.48 |
![]() |
||
|
Interest Magin Cover |
150.67 |
112.67 |
192.07 |
194.64 |
|||
|
After Tax Return on Equity |
27.04 |
30.21 |
28.69 |
27.96 |
|||
| Small Scale Industries Loan and | |||||||
| Micro Credit to Total Loan | 46.96 | 40.09 | 42.21 | 35.83 | |||
| Number of Branches | 25 | 23 | 22 | 21 | |||
| Number of Employees | 453 | 417 | 372 | 351 | |||
Seventeen
Years
of
BASIC
Bank
(1993-1996)
![]()
|
Progress at a glance |
1996 |
1995 |
1994 |
1993 |
![]() |
||
|
From the Balance Sheet (Million Taka) |
|
|
|
||||
|
Authorized Capital |
100.00 |
100.00 |
100 |
100 |
|||
|
Paid-up Capital |
80.00 |
80.00 |
80 |
80 |
|||
|
Reserve and Surplus |
163.73 |
105.96 |
53.49 |
27.81 |
|||
|
Shareholders' Equity |
243.73 |
185.96 |
133.49 |
107.81 |
|||
|
Fixed Assets |
25.45 |
21.27 |
21.37 |
20.82 |
|||
|
Total Assets |
3962.55 |
3280.16 |
2609.85 |
2321.13 |
|||
|
Deposits |
3,357.05 |
2,773.73 |
2241.33 |
1977.60 |
|||
|
Long- term Debt |
196.45 |
166.08 |
119.68 |
122.18 |
|||
|
Loans and Advances |
1,724.81 |
1,561.29 |
1112.24 |
986.61 |
|||
|
Placement & Investment |
1,320.43 |
995.57 |
483.9 |
672.29 |
|||
|
From the Income Statement (Million Taka) |
|||||||
|
Gross Income |
311.43 |
291.62 |
232.87 |
197.67 |
|||
|
Gross Expenditure |
207.41 |
191.66 |
81.51 |
163.01 |
|||
|
Profit before Tax |
104.02 |
99.96 |
51.36 |
34.66 |
|||
|
Profit after Tax |
57.77 |
52.48 |
25.68 |
17.33 |
|||
|
Tax Paid (Cumulative) |
151.06 |
104.81 |
57.33 |
31.65 |
|||
|
Others (Million Taka) |
|
|
|
|
|||
|
Import Business |
4,986.10 |
4,657.86 |
2613.5 |
1851.13 |
![]() |
||
|
Export Business |
2,609.30 |
1,783.09 |
1227.08 |
718.63 |
|||
|
Financial Ratios (Percentage) |
|
|
|
|
|||
|
Capital Adequacy Ratio 12.39 |
No t I n t r oduced |
||||||
|
Capital Fund to Deposit Liabilities |
7.26 |
6.70 |
5.96 |
5.45 |
|||
|
Liquid Assets to Deposit Liabilities |
70.42 |
66.22 |
68.17 |
66.91 |
|||
|
Loan to Deposit Liabilities |
47.82 |
54.17 |
49.62 |
49.89 |
|||
|
Earning Assets to Deposit Liabilities |
99.57 |
97.52 |
74.04 |
83.69 |
|||
|
After Tax Return on Average Assets |
1.60 |
1.78 |
1.04 |
0.76 |
|||
|
Net Profit to Gross Income |
18.54 |
18.00 |
11.03 |
8.77 |
|||
|
Interest Magin Cover |
112.45 |
109.68 |
60.33 |
84.98 |
![]() |
||
|
After Tax Return on Equity |
23.70 |
28.22 |
21.28 |
17.48 |
|||
|
Small Scale Industries Loan and |
|
|
|
|
|||
|
Micro Credit to Total Loan |
40.99 |
43.44 |
46.25 |
22.16 |
|||
|
Number of Branches |
19 |
18 |
17 |
16 |
|||
|
Number of Employees |
315 |
300 |
238 |
196 |
|||
Seventeen
Years
of
BASIC
Bank
(1989-1992)
![]()
|
Progress at a glance |
1992 |
1991 |
1990 |
1989 |
|||
|
From the Balance Sheet (Million Taka) |
|
|
|
|
|||
|
Authorized Capital |
100 |
100 |
100 |
100 |
|||
|
Paid-up Capital |
80 |
80 |
80 |
80 |
|||
|
Reserve and Surplus |
10.48 |
4.83 |
4.36 |
1.09 |
|||
|
Shareholders' Equity |
90.48 |
84.83 |
84.36 |
81.09 |
|||
|
Fixed Assets |
16.26 |
15.15 |
14.08 |
7.62 |
|||
|
Total Assets |
1646.95 |
991.37 |
661.91 |
406.73 |
|||
|
Deposits |
1367.36 |
843.79 |
529.19 |
317.72 |
|||
|
Long- term Debt |
125.8 |
30 |
30 |
0 |
|||
|
Loans and Advances |
715.75 |
432.80 |
200 |
66.45 |
![]() |
||
|
Placement & Investment |
553.61 |
404.60 |
341.11 |
287.52 |
|||
|
From the Income Statement (Million Taka) |
|||||||
|
Gross Income |
126.70 |
98.80 |
61.11 |
28.42 |
|||
|
Gross Expenditure |
117.52 |
95.33 |
52.22 |
24.28 |
|||
|
Profit before Tax |
9.18 |
3.47 |
8.89 |
4.14 |
|||
|
Profit after Tax |
4.13 |
2.87 |
3.27 |
1.09 |
|||
|
Tax Paid (Cumulative) |
14.32 |
9.27 |
8.67 |
3.05 |
|||
|
Others (Million Taka) |
|
|
|
|
|||
|
Import Business |
1656.70 |
1144.16 |
582.39 |
296.41 |
![]() |
||
|
Export Business |
365.50 |
115.64 |
36.76 |
0 |
|||
|
Financial Ratios (Percentage) |
|
|
|
|
|||
|
Capital Adequacy Ratio |
N o t I n t r o d u c e d |
|
|||||
|
Capital Fund to Deposit Liabilities |
6.62 |
10.05 |
15.94 |
25.52 |
|||
|
Liquid Assets to Deposit Liabilities |
75.59 |
61.21 |
81.86 |
104.05 |
|||
|
Loan to Deposit Liabilities |
52.35 |
51.29 |
37.79 |
20.91 |
|||
|
Earning Assets to Deposit Liabilities |
92.70 |
101.48 |
102.99 |
111.41 |
|||
|
After Tax Return on Average Assets |
0.23 |
0.23 |
0.39 |
0.35 |
|||
|
Net Profit to Gross Income |
3.26 |
2.9 |
5.35 |
3.84 |
|||
|
Interest Magin Cover |
57.85 |
82.15 |
102.43 |
123.1 |
![]() |
||
|
After Tax Return on Equity |
4.71 |
3.39 |
3.95 |
1.34 |
|||
|
Small Scale Industries Loan and |
|
|
|
|
|||
|
Micro Credit to Total Loan |
15.38 |
15.56 |
23.84 |
28.12 |
|||
|
Number of Branches |
13 |
10 |
7 |
3 |
|||
|
Number of Employees |
159 |
124 |
100 |
48 |
|||