BASIC Bank Limited. Serving people for progress
Performance Indicators

    2011 2012 2013 2014 2015
  At Year End (Million Taka)
  Total Loans and Advances  56,884.75 85,955.76 109,428.44 89,392.85 128,807.01
  Total Investment 13,760.82 14,111.57 27,663.73 30,680.55  
  Total Assets 78,153.23 109,682.06 157,072.19 171,118.53 194,173.36
  Total Deposits 62,650.73 87,693.23 134,493.45 139,934.06 148,167.23
  Long-term Debt 2788.15 5,492.93 2,780.50 2,673.97 2,482.94
  Total Shareholder's Equity 5,481.76 6,440.58 6,039.18 13,013.92 25,947.08
  Financial Ratios     (Percentage)
  Capital Adequacy Ratio * 10.13 10.05 (1.66) (29.08) (7.55)
  Capital fund to deposit Liabilities 8.75 7.34 4.49 9.30 17.51
  Liquid Assets to Total Deposit 14.28 9.91 11.80 12.03 16.88
  Loan to total Deposit 87.74 91.75% 78.31 82.46 84.72
  Earning Assets to Total Deposit 108.22 105.56 84.52 54.14 70.47
  After tax return on Average Assets 1.40 0.03 (0.40) (0.67) (1.72)
  Net Profit to Gross Income 11.06 0.21 (3.07) (7.28) (27.27)
  Interest Margin Cover 139.76 110.07 61.62 (50.36) (115.46)
  Return on Equity (after tax) 19.61 0.47 (8.50) (11.55) (12.10)
  Industrial Loans including Micro
Enterprises to Total Loans
54.67 52.12 43.07 41.18 37.07
  Non performing Loans to Total Loans 4.38 8.22      
  Per Employee (Million Taka)
  Deposit 55.35 52.92 62.70 62.55 68.50
  Advance 50.25 51.87 51.02 39.96 59.55
  Profit 2.07 1.58 0.69 (0.50) (1.19)
  Earnings Analysis (Million Taka)
  Total Income 8,825.20 13,402.26 17,338.74 15,113.56 11,514.96
  Total Operating Expense 1565.03 2,247.58      
  Profit before Tax 2,348.50 2610.08 1,470.20 (1,124.38) (2,564.25)
  Income Tax 1,038.97        
  Net Profit after Tax 976.11   (531.53) (1,100.16) (3,140.36)

 

 

*Based on risk-weighted assets. The Bank has been calculating the ratio since 1996.


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