|
|
|
|
|
(Million Taka) |
||
|
|
2014 |
2015 |
2016 |
2017 |
2018 |
2019 |
|
Property and Assets |
|
|
|
|
|
|
|
Cash |
10,215.71 |
16,252.79 |
10,668.88 |
10,513.62 |
8,836.51 |
9,736.80 |
|
Balance with other banks and financial Institutions |
2,078.78 |
5,152.92 |
2,378.04 |
8,954.19 |
924.15 |
954.55 |
|
Money at call and short notice |
4,540.00 |
3,610.00 |
4,120.00 |
0.00 |
450.00 |
2560.00 |
|
Investment |
||||||
|
Government |
30,258.47 |
35,378.30 |
46,681.64 |
27,110.15 |
22600.65 |
23,143.58 |
|
Others |
422.08 |
536.72 |
1,029.74 |
1,534.88 |
1338.63 |
1,337.77 |
|
|
30,680.55 |
35,915.02 |
47,711.37 |
28,645.03 |
23,939.28 |
24,481.35 |
|
|
|
|
|
|
|
|
|
Loans and advances |
|
|
|
|
|
|
|
Loans ,cash credit, overdrafts etc. |
88,480.97 |
127,685.54 |
133,821.91 |
1,44,586.22 |
1,51,110.61 |
1,50,940.96 |
|
Bills discounted and Purchased |
911.89 |
1,121.47 |
1,060.89 |
982.36 |
857.43 |
828.64 |
|
|
89,392.86 |
128,807.01 |
134,882.81 |
145,568.58 |
1,51,968.05 |
1,51,769.61 |
|
Fixed Assets |
649.68 |
514.23 |
409.03 |
349.66 |
312.29 |
472.7 |
|
Other Assets |
33,560.94 |
3,921.39 |
4,569.50 |
4,785.56 |
5,130.11 |
4,917.07 |
|
Grand Total |
171,118.53 |
194,173.36 |
204,739.63 |
198,816.67 |
191,560.41 |
1,94,915.96 |
|
|
|
|
|
|
|
|
|
Capital and Liabilities |
|
|
|
|
|
|
|
Liabilities |
|
|
|
|
|
|
|
Borrowings from other banking companies, agents etc. |
2,673.97 |
2,482.94 |
2,325.16 |
4,798.15 |
8,016.77 |
7,315.44 |
|
Bills Payable |
1,036.76 |
619.96 |
908.21 |
899.36 |
888.63 |
923.02 |
|
Deposit and other Accounts |
||||||
|
Current Accounts and contingency accounts etc. |
3,588.64 |
4,734.86 |
4,458.12 |
5,539.03 |
5,674.08 |
5,843.29 |
|
Saving Bank deposits |
2,490.51 |
3,497.32 |
4,453.99 |
5,866.35 |
6,373.03 |
7,337.42 |
|
Fixed deposits |
132,818.15 |
139,315.10 |
148,250.66 |
130,875.48 |
118,885.82 |
124,203.6 |
|
|
138,897.30 |
148,167.23 |
158,070.98 |
143,180.24 |
131,821.58 |
138,307.34 |
|
Other Liabilities |
15,496.57 |
17,576.10 |
33,535.17 |
36,931.18 |
41,340.72 |
42,286.03 |
|
Total Liabilities |
154,393.87 |
168,226.27 |
193,931.31 |
184,909.57 |
181,179.08 |
187,908.82 |
|
|
|
|
|
|
|
|
|
Capital/ Shareholders' equity |
|
|
|
|
|
|
|
Paid up Capital |
2,946.98 |
10,846.98 |
10,846.98 |
10,846.98 |
10,846.98 |
10,846.98 |
|
Statutory Reserve |
2,224.69 |
2,224.69 |
2,224.69 |
2,224.69 |
2,224.69 |
2,224.69 |
|
Other Reserves |
9,422.27 |
17,595.80 |
182.43 |
153.89 |
27,372.07 |
27,260.12 |
|
Surplus in Profit and Loss Account |
(1,580.02) |
(4,720.38) |
(19,650.78) |
(26,523.47) |
(30,062.42) |
(33,324.66) |
|
Total Shareholders' equity |
13,013.92 |
25,947.09 |
10,808.32 |
13,907.09 |
10,381.32 |
7,007.14 |
|
Total capital and liabilities |
171,118.53 |
194,173.36 |
204,739.63 |
198,816.67 |
191,560.41 |
194,915.96 |
|
|
|
|
|
|
|
|
|
Comparative Balance Sheet |
|
|
|
|
|
|
|
(In percent) |
|
|
14/13 |
15/14 |
16/15 |
17/16 |
18/17 |
19/18 |
|
Property and Assets |
|
|
|
|
|
|
|
Cash |
25.55 |
59.09 |
(34.36) |
(1.46) |
(15.95) |
10.19 |
|
Balance with other banks and financial Institutions |
(26.83) |
147.88 |
(53.85) |
276.54 |
(89.68) |
3.29 |
|
Money at call and short notice Investment |
(8.83) |
(20.48) |
14.13 |
(100) |
- |
468.89 |
|
Government |
10.58 |
16.92 |
31.95 |
(41.93) |
(16.63) |
2.40 |
|
Others |
39.57 |
27.16 |
91.86 |
49.06 |
(12.79) |
(0.06) |
|
|
10.90 |
17.06 |
32.85 |
(39.96) |
(16.43) |
2.26 |
|
Loans and advances |
|
|
|
|
|
|
|
Loans ,cash credit, overdrafts etc. |
(18.07) |
44.30 |
4.81 |
8.04 |
4.51 |
(0.11) |
|
Bills discounted and Purchased |
(35.81) |
22.98 |
(5.40) |
(7.40) |
(12.72) |
(3.36) |
|
|
(18.30) |
44.09 |
4.72 |
7.92 |
4.40 |
(0.13) |
|
Fixed Assets |
(10.15) |
(20.84) |
(20.46) |
(14.51) |
(10.69) |
51.37 |
|
Other Assets |
917.13 |
(88.31) |
16.53 |
4.73 |
7.20 |
(4.15) |
|
Total Assets |
8.94 |
13.47 |
5.44 |
(2.89) |
(3.65) |
1.75 |
|
Capital and Liabilities |
|
|
|
|
|
|
|
Liabilities |
|
|
|
|
|
|
|
Borrowings from other banking companies, agents etc. |
(4.70) |
(7.14) |
(6.35) |
106.36 |
67.08 |
(8.75) |
|
Bills Payable |
36.39 |
(40.20) |
46.49 |
(0.97) |
(1.19) |
3.87 |
|
Deposit and other Accounts |
|
|
|
|
|
|
|
Current Accounts and contingency accounts etc. |
(3.60) |
31.94 |
(5.84) |
24.25 |
2.44 |
2.98 |
|
Saving Bank deposits |
22.34 |
40.42 |
27.35 |
31.71 |
8.64 |
15.13 |
|
Fixed deposits |
3.78 |
4.89 |
6.41 |
(11.72) |
(9.16) |
4.47 |
|
|
3.86 |
6.67 |
6.68 |
(9.42) |
(7.93) |
4.92 |
|
Other Liabilities |
12.83 |
13.41 |
90.80 |
10.13 |
11.94 |
2.29 |
|
Total Liabilities |
4.69 |
8.95 |
15.28 |
(4.65) |
(2.02) |
3.71 |
|
Capital/ Shareholders' equity |
|
|
|
|
|
|
|
Paid up Capital |
0.00 |
268.07 |
0.00 |
0.00 |
0.00 |
0.00 |
|
Statutory Reserve |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
Other Reserves |
599.31 |
86.74 |
(98.96) |
(15.64) |
8.56 |
(0.41) |
|
Total Shareholders' equity |
115.49 |
99.37 |
(58.34) |
28.67 |
(25.35) |
(32.50) |
|
Total capital and liabilities |
8.94 |
13.47 |
5.44 |
(2.89) |
(3.65) |
1.75 |
|
|
|
|
|
|
|
|
|
Commonsize Balance Sheet |
|
|
|
|
|
|
|
(In percent) |
|
|
2014 |
2015 |
2016 |
2017 |
2018 |
2019 |
|
Property and Assets |
|
|
|
|
|
|
|
Cash |
5.96 |
8.37 |
5.21 |
5.29 |
4.61 |
5.00 |
|
Balance with other banks and financial Institutions |
1.21 |
2.65 |
1.16 |
4.50 |
0.48 |
0.49 |
|
Money at call and short notice Investment |
2.65 |
1.85 |
2.01 |
0.00 |
0.23 |
1.31 |
|
Government |
17.68 |
18.21 |
22.80 |
13.64 |
11.80 |
11.87 |
|
Others |
0.24 |
0.27 |
0.50 |
0.77 |
0.70 |
0.69 |
|
|
17.92 |
18.49 |
23.30 |
14.41 |
12.50 |
12.56 |
|
Loans and advances |
|
|
|
|
|
|
|
Loans ,cash credit, overdrafts etc. |
51.70 |
65.75 |
65.36 |
72.72 |
78.88 |
77.44 |
|
Bills discounted and Purchased |
0.53 |
0.57 |
0.52 |
0.49 |
0.45 |
0.43 |
|
|
52.24 |
66.33 |
65.88 |
73.22 |
79.33 |
77.86 |
|
Fixed Assets |
0.37 |
0.26 |
0.20 |
0.18 |
0.16 |
0.24 |
|
Other Assets |
19.61 |
2.01 |
2.23 |
2.41 |
2.68 |
2.52 |
|
Total Assets |
100.00 |
100.00 |
100.00 |
100.00 |
100.00 |
100.00 |
|
Capital and Liabilities |
|
|
|
|
|
|
|
Liabilities |
|
|
|
|
|
|
|
Borrowings from other banking companies, agents etc. |
1.56 |
1.27 |
1.14 |
2.41 |
4.18 |
3.75 |
|
Bills Payable |
0.60 |
0.31 |
0.44 |
0.45 |
0.46 |
0.47 |
|
Deposit and other Accounts |
|
|
|
|
|
|
|
Current Accounts and contingency accounts etc. |
2.09 |
2.43 |
2.18 |
2.79 |
2.96 |
3.00 |
|
Saving Bank deposits |
1.45 |
1.80 |
2.18 |
2.95 |
3.33 |
3.76 |
|
Fixed deposits |
77.61 |
71.74 |
72.41 |
65.83 |
62.06 |
63.72 |
|
|
81.17 |
76.30 |
77.20 |
72.02 |
68.81 |
70.96 |
|
Other Liabilities |
9.05 |
9.05 |
16.38 |
18.58 |
21.58 |
21.69 |
|
Total Liabilities |
90.22 |
86.63 |
94.72 |
93.01 |
94.58 |
96.41 |
|
Capital/ Shareholders' equity |
|
|
|
|
|
|
|
Paid up Capital |
1.72 |
5.58 |
5.30 |
5.46 |
5.66 |
5.56 |
|
Statutory Reserve |
1.30 |
1.14 |
1.09 |
1.12 |
1.16 |
1.14 |
|
Other Reserves |
5.50 |
9.06 |
0.09 |
0.08 |
0.09 |
13.99 |
|
Surplus in Profit and Loss Account |
(0.92) |
(2.43) |
(9.60) |
(13.34) |
(15.69) |
(17.10) |
|
Total Shareholders' equity |
7.60 |
13.36 |
5.28 |
6.99 |
5.42 |
3.59 |
|
Total capital and liabilities |
100.00 |
100.00 |
100.00 |
100.00 |
100.00 |
100.00 |