|
|
2014
|
2015
|
2016
|
2017
|
2018
|
|
At Year End
|
(Million Taka)
|
|
Total Loans and Advances
|
89,392.85
|
128,807.01
|
134,882.80
|
145,568.59
|
151,968.05
|
|
Total Investment
|
30,680.55
|
|
|
|
25,313.44
|
|
Total Assets
|
171,118.53
|
194,173.36
|
204,739.63
|
198,816.67
|
191,560.41
|
|
Total Deposits
|
139,934.06
|
148,167.23
|
158,070.98
|
143,180.24
|
131,821.58
|
|
Long-term Debt
|
2,673.97
|
2,482.94
|
2,325.16
|
2,198.15
|
7,082.11
|
|
Total Shareholder's Equity
|
13,013.92
|
25,947.08
|
10,808.32
|
13,907.09
|
10,381.32
|
|
Financial Ratios
|
(Percentage)
|
|
Capital Adequacy Ratio *
|
(29.08)
|
(7.55)
|
(15.59)
|
(13.22)
|
8.25
|
|
Capital fund to deposit Liabilities
|
9.30
|
17.51
|
6.84
|
9.71
|
7.88
|
|
Liquid Assets to Total Deposit
|
12.03
|
16.88
|
10.86
|
13.60
|
7.75
|
|
Loan to total Deposit
|
82.46
|
84.72
|
83.62
|
100.25
|
109.45
|
|
Earning Assets to Total Deposit
|
54.14
|
70.47
|
73.50
|
67.50
|
68.70
|
|
After tax return on Average Assets
|
(0.67)
|
(1.72)
|
(7.49)
|
(3.39)
|
(1.81)
|
|
Net Profit to Gross Income
|
(7.28)
|
(27.27)
|
(125.12)
|
(64.47)
|
(36.92)
|
|
Interest Margin Cover
|
(50.36)
|
(115.46)
|
(39.29)
|
(6.52)
|
(41.11)
|
|
Return on Equity (after tax)
|
(11.55)
|
(12.10)
|
(81.24)
|
(55.38)
|
(21.08)
|
|
Industrial Loans including Micro
Enterprises to Total Loans
|
41.18
|
37.07
|
40.57
|
40.34
|
40.72
|
|
Non performing Loans to Total Loans
|
|
|
|
|
|
|
Per Employee
|
(Million Taka)
|
|
Deposit
|
62.55
|
68.50
|
74.14
|
68.08
|
63.53
|
|
Advance
|
39.96
|
59.55
|
63.27
|
69.22
|
73.24
|
|
Profit
|
(0.50)
|
(1.19)
|
0.04
|
0.17
|
(0.58)
|
|
Earnings Analysis
|
(Million Taka)
|
|
Total Income
|
15,113.56
|
11,514.96
|
11,932.41
|
10,615.17
|
9,586.44
|
|
Total Operating Expense
|
|
|
|
|
|
|
Profit before Tax
|
(1,124.38)
|
(2,564.25)
|
90.85
|
351.55
|
(1,200.56)
|
|
Income Tax
|
|
|
|
|
|
|
Net Profit after Tax
|
(1,100.16)
|
(3,140.36)
|
(14,930.40)
|
(6,843.69)
|
(3,538.95)
|
|
|
