About Bank

Balance Sheet

Balance Sheet

 

 

 

 

   

(Million Taka)

 

2014

2015

2016

2017

2018

2019

Property and Assets

 

 

 

 

 

 

Cash

10,215.71

16,252.79

10,668.88

10,513.62

8,836.51

9,736.80

Balance with other banks and financial Institutions

2,078.78

5,152.92

2,378.04

8,954.19

924.15

954.55

Money at call and short notice

4,540.00

3,610.00

4,120.00

0.00

450.00

2560.00

Investment

           

Government

30,258.47

35,378.30

46,681.64

27,110.15

22600.65

23,143.58

Others

422.08

536.72

1,029.74

1,534.88

1338.63

1,337.77

 

30,680.55

35,915.02

47,711.37

28,645.03

23,939.28

24,481.35

 

 

 

 

 

 

 

Loans and advances

 

 

 

 

 

 

Loans ,cash credit, overdrafts etc.

88,480.97

127,685.54

133,821.91

1,44,586.22

1,51,110.61

1,50,940.96

Bills discounted and Purchased

911.89

1,121.47

1,060.89

982.36

857.43

828.64

 

89,392.86

128,807.01

134,882.81

145,568.58

1,51,968.05

1,51,769.61

Fixed Assets

649.68

514.23

409.03

349.66

312.29

472.7

Other Assets

33,560.94

3,921.39

4,569.50

4,785.56

5,130.11

4,917.07

Grand Total

171,118.53

194,173.36

204,739.63

198,816.67

191,560.41

1,94,915.96

 

 

 

 

 

 

 

Capital and Liabilities

 

 

 

 

 

 

Liabilities

 

 

 

 

 

 

Borrowings from other banking companies, agents etc.

2,673.97

2,482.94

2,325.16

4,798.15

8,016.77

7,315.44

Bills Payable

1,036.76

619.96

908.21

899.36

888.63

923.02

Deposit and other Accounts

           

Current Accounts and contingency accounts etc.

3,588.64

4,734.86

4,458.12

5,539.03

5,674.08

5,843.29

Saving Bank deposits

2,490.51

3,497.32

4,453.99

5,866.35

6,373.03

7,337.42

Fixed deposits

132,818.15

139,315.10

148,250.66

130,875.48

118,885.82

124,203.6

 

138,897.30

148,167.23

158,070.98

143,180.24

131,821.58

138,307.34

Other Liabilities

15,496.57

17,576.10

33,535.17

36,931.18

41,340.72

42,286.03

Total Liabilities

154,393.87

168,226.27

193,931.31

184,909.57

181,179.08

187,908.82

 

 

 

 

 

 

 

Capital/ Shareholders' equity

 

 

 

 

 

 

Paid up Capital

2,946.98

10,846.98

10,846.98

10,846.98

10,846.98

10,846.98

Statutory Reserve

2,224.69

2,224.69

2,224.69

2,224.69

2,224.69

2,224.69

Other Reserves

9,422.27

17,595.80

182.43

153.89

27,372.07

27,260.12

Surplus in Profit and Loss Account

(1,580.02)

(4,720.38)

(19,650.78)

(26,523.47)

(30,062.42)

(33,324.66)

Total Shareholders' equity

13,013.92

25,947.09

10,808.32

13,907.09

10,381.32

7,007.14

Total capital and liabilities

171,118.53

194,173.36

204,739.63

198,816.67

191,560.41

194,915.96

 

 

 

 

 

 

 

 

Comparative Balance Sheet

 

 

 

 

 

 

(In percent)

 

14/13

15/14

16/15

17/16

18/17

19/18

Property and Assets

 

 

 

 

 

 

Cash

25.55

59.09

(34.36)

(1.46)

(15.95)

10.19

Balance with other banks and financial Institutions

(26.83)

147.88

(53.85)

276.54

(89.68)

3.29

Money at call and short notice Investment

(8.83)

(20.48)

14.13

(100)

-

468.89

Government

10.58

16.92

31.95

(41.93)

(16.63)

2.40

Others

39.57

27.16

91.86

49.06

(12.79)

(0.06)

 

10.90

17.06

32.85

(39.96)

(16.43)

2.26

Loans and advances

 

 

 

 

 

 

Loans ,cash credit, overdrafts etc.

(18.07)

44.30

4.81

8.04

4.51

(0.11)

Bills discounted and Purchased

(35.81)

22.98

(5.40)

(7.40)

(12.72)

(3.36)

 

(18.30)

44.09

4.72

7.92

4.40

(0.13)

Fixed Assets

(10.15)

(20.84)

(20.46)

(14.51)

(10.69)

51.37

Other Assets

917.13

(88.31)

16.53

4.73

7.20

(4.15)

Total Assets

8.94

13.47

5.44

(2.89)

(3.65)

1.75

Capital and Liabilities

 

 

 

 

 

 

Liabilities

 

 

 

 

 

 

Borrowings from other banking companies, agents etc.

(4.70)

(7.14)

(6.35)

106.36

67.08

(8.75)

Bills Payable

36.39

(40.20)

46.49

(0.97)

(1.19)

3.87

Deposit and other Accounts

 

 

 

 

 

 

Current Accounts and contingency accounts etc.

(3.60)

31.94

(5.84)

24.25

2.44

2.98

Saving Bank deposits

22.34

40.42

27.35

31.71

8.64

15.13

Fixed deposits

3.78

4.89

6.41

(11.72)

(9.16)

4.47

 

3.86

6.67

6.68

(9.42)

(7.93)

4.92

Other Liabilities

12.83

13.41

90.80

10.13

11.94

2.29

Total Liabilities

4.69

8.95

15.28

(4.65)

(2.02)

3.71

Capital/ Shareholders' equity

 

 

 

 

 

 

Paid up Capital

0.00

268.07

0.00

0.00

0.00

0.00

Statutory Reserve

0.00

0.00

0.00

0.00

0.00

0.00

Other Reserves

599.31

86.74

(98.96)

(15.64)

8.56

(0.41)

Total Shareholders' equity

115.49

99.37

(58.34)

28.67

(25.35)

(32.50)

Total capital and liabilities

8.94

13.47

5.44

(2.89)

(3.65)

1.75

 

 

 

 

 

 

 

Commonsize Balance Sheet

 

 

 

 

 

 

(In percent)

 

2014

2015

2016

2017

2018

2019

Property and Assets

 

 

 

 

 

 

Cash

5.96

8.37

5.21

5.29

4.61

5.00

Balance with other banks and financial Institutions

1.21

2.65

1.16

4.50

0.48

0.49

Money at call and short notice Investment

2.65

1.85

2.01

0.00

0.23

1.31

Government

17.68

18.21

22.80

13.64

11.80

11.87

Others

0.24

0.27

0.50

0.77

0.70

0.69

 

17.92

18.49

23.30

14.41

12.50

12.56

Loans and advances

 

 

 

 

 

 

Loans ,cash credit, overdrafts etc.

51.70

65.75

65.36

72.72

78.88

77.44

Bills discounted and Purchased

0.53

0.57

0.52

0.49

0.45

0.43

 

52.24

66.33

65.88

73.22

79.33

77.86

Fixed Assets

0.37

0.26

0.20

0.18

0.16

0.24

Other Assets

19.61

2.01

2.23

2.41

2.68

2.52

Total Assets

100.00

100.00

100.00

100.00

100.00

100.00

Capital and Liabilities

 

 

 

 

 

 

Liabilities

 

 

 

 

 

 

Borrowings from other banking companies, agents etc.

1.56

1.27

1.14

2.41

4.18

3.75

Bills Payable

0.60

0.31

0.44

0.45

0.46

0.47

Deposit and other Accounts

 

 

 

 

 

 

Current Accounts and contingency accounts etc.

2.09

2.43

2.18

2.79

2.96

3.00

Saving Bank deposits

1.45

1.80

2.18

2.95

3.33

3.76

Fixed deposits

77.61

71.74

72.41

65.83

62.06

63.72

 

81.17

76.30

77.20

72.02

68.81

70.96

Other Liabilities

9.05

9.05

16.38

18.58

21.58

21.69

Total Liabilities

90.22

86.63

94.72

93.01

94.58

96.41

Capital/ Shareholders' equity

 

 

 

 

 

 

Paid up Capital

1.72

5.58

5.30

5.46

5.66

5.56

Statutory Reserve

1.30

1.14

1.09

1.12

1.16

1.14

Other Reserves

5.50

9.06

0.09

0.08

0.09

13.99

Surplus in Profit and Loss Account

(0.92)

(2.43)

(9.60)

(13.34)

(15.69)

(17.10)

Total Shareholders' equity

7.60

13.36

5.28

6.99

5.42

3.59

Total capital and liabilities

100.00

100.00

100.00

100.00

100.00

100.00