About Bank

Profit and Loss

Profit and Loss

 

 

 

 

 

 

 

(Million Taka)

 

2013

2014

2015

2016

2017

2018

2019

Interest Income

14808.95

12,070.32

8,218.24

8,098.52

7,188.99

6,461.92

6,087.77

Interest on deposit and borrowings

(13107.95)

(13,466.23)

(11,359.03)

(9,154.32)

(7,377.14)

(7,721.87)

(8,470.73)

Net interest income

17010.04

(1,395.91)

(3,140.79)

(1,055.79)

(188.15)

(1,259.95)

(2,382.96)

Commission, exchange and brokerage

737.20

658.52

552.40

553.69

682.58

737.74

852.99

Other operating income

119.73

125.61

116.22

138.47

147.50

146.37

142.16

Total operating income

4230.79

1647.33

155.94

2,778.09

3,238.03

1,864.55

18.37

Salaries, Allowances etc

1767.83

1,855.36

1,938.13

1,951.98

2,156.95

2,368.72

2,379.65

Depreciation and other non-cash expenses

152.69

181.71

154.58

125.67

88.86

57.56

62.42

Other operating expenses

349.02

240.96

161.53

144.94

157.78

158.95

166.43

Total operating expenses

2760.59

2771.71

2,720.18

2,687.24

2,886.48

3,065.12

3,084.91

Profit before provision

1470.20

(1,124.38)

(2,564.25)

90.85

351.55

(1200.56)

(3,066.53)

Provision for  loan & Advances

1338.52

-

36.21

13,857.28

7,073.78

1,758.60

-

Profit before tax

118.49

(1,115.24)

(3,188.33)

(14,954.57)

(6,742.29)

(3,518.44)

(3,249.30)

Provision for tax

732.12

45.34

34.54

38.61

149.41

57.51

120.40

Net income

(531.53)

(1,100.16)

(3,140.36)

(14,930.40)

(6,843.69)

(3,538.95)

(3,269.03)

Earning per share (Taka)

(18.04)

(37.33)

(28.95)

(13.76)

(6.31)

(3.26)

(3.01)

 

Comparative Profit & Loss Account

 

 

 

 

 

 

 

(In Percent)

 

13/12

14/13

15/14

16/15

17/16

18/17

19/18

Interest Income

34.37

(18.49)

(31.91)

(1.46)

(11.23)

(10.11)

(5.79)

Interest on deposit and borrowings

(253.41)

2.73

(15.64)

(19.41)

(19.41)

4.67

9.70

Net interest income

586.32

(108.20)

124.99

(66.38)

(82.18)

569.69

89.13

Commission, exchange and brokerage

6.36

(10.67)

(16.11)

0.23

23.28

8.08

15.62

Other operating income

(7.26)

4.91

(7.47)

19.14

6.52

(0.77)

(2.88)

Total operating income

(12.90)

(61.06)

(90.53)

1681.51

16.56

(42.42)

(99.01)

Salaries, Allowances etc

52.39

4.95

4.46

0.71

10.50

9.82

0.46

Depreciation and other non-cash expenses

39.57

19.01

(14.93)

(18.70)

(29.29)

(35.22)

8.44

Other operating expenses

(43.32)

(30.96)

(32.96)

(10.27)

8.87

0.74

4.71

Total operating expenses

22.82

0.40

(1.85)

(1.21)

7.41

6.19

0.65

Profit before provision

(43.67)

(176.47)

128.05

(103.54)

286.96

(441.51)

155.42

Provision for loan and Advances

(14.26)

(100.00)

100.00

38169.21

(48.95)

(75.14)

(100.00)

Profit before tax

(88.99)

(1041.21)

185.88

369.04

(54.91)

(47.82)

(7.65)

Provision for tax

(32.16)

(93.80)

(23.82)

11.78

286.97

(61.50)

109.35

Net income

(2005.81)

106.97

185.44

375.43

(54.16)

(48.29)

(7.63)